Long routes, changing weather, and time away from home make planning essential. Put a dependable back-up plan in place for the people who count on you.
Why Coverage
Whether you’re OTR, regional, or local, the right policy keeps your family on steady ground — no matter where your next load takes you.
Protect mortgage or rent, utilities, groceries, and school costs so your family’s routine doesn’t miss a beat.
Final expense coverage can help with funeral costs, medical bills, and travel for family — without adding financial stress.
Use coverage to pay down loans or leave something meaningful behind — from college funds to a family home.
Myths & Facts
Built around real OTR, regional, and local driver situations — quick to skim, easy to act on.
Employer coverage often ends when you switch fleets, lose hours, or go independent.
Fact: A personal policy travels with you — carrier to carrier, W-2 to 1099, and between contracts.
Professional driving alone doesn’t disqualify you.
Fact: Carriers approve truckers every day — many offer simplified or no-exam options for healthy drivers.
Drivers assume premiums can’t fit variable weeks.
Fact: Term plans can cost less than a daily truck-stop coffee — and we can match billing to your cash flow.
Waiting feels cheaper now, but it compounds.
Fact: You lock in your lowest lifetime rate while you’re healthy — waiting even a few years can raise premiums a lot.
Those plans typically cover work accidents only.
Fact: Life insurance protects your family 24/7 — on duty, off duty, and between loads or vacations.
Schedules are tight — we get it.
Fact: Many drivers apply and e-sign from the cab. No-exam options mean decisions fast — even on a 30-minute break.
How It Works
We keep it simple so you can stay focused on the miles ahead.
Tell us a bit about you and your routes — we’ll show options in minutes.
Compare term, final expense, or IUL from trusted carriers.
E-sign from anywhere — policy travels with you job to job.
— J. Martinez, Owner-Operator
