Find the Right Fit for Your Route.
Compare Term, Final Expense, and IUL — built for OTR, regional, and local drivers who want coverage that travels with them.
Coverage availability varies by state and carrier. This site provides general information and connects you with licensed agents where permitted.
Compare Plans
Simple Choices for Real Life
Pick what fits your budget and goals — whether you’re protecting income, covering final expenses, or building long-term value.
Affordable coverage for 10–30 years
Lock in a low rate to protect your family’s income, mortgage, and daily bills during your highest-earning years.
- Level premiums for the term
- High face amounts available
- No-exam options for eligible drivers
Coverage for funeral & immediate costs
A smaller, permanent policy designed to help with funeral expenses, medical bills, and travel for family.
- Designed for ages 50–85 (varies by carrier)
- Quick applications, fast decisions
- Whole life (builds small cash value)
Flexible coverage with growth potential
Permanent coverage that can build tax-advantaged cash value based on an index (with caps & floors).
- Adjustable death benefit & premium
- Index-linked growth with downside protection
- Access cash value (loans/withdrawals; rules apply)
At a Glance
Which One Fits Your Situation?
Term Life
- • Duration: 10–30 years
- • Coverage: High, lowest cost
- • Good for: Income protection, mortgage
Final Expense
- • Duration: Lifetime
- • Coverage: Typically $5k–$40k
- • Good for: Funeral & immediate costs
IUL
- • Duration: Lifetime
- • Coverage: Flexible
- • Good for: Long-term value & flexibility
Want help picking the right option?
Tell us your goals and we’ll walk you through the tradeoffs in plain language.