Protect the miles you drive — and the family you drive for.
Trucking-friendly guidance and coverage options — clear answers, simple steps, and licensed agent support.
Coverage availability varies by state and carrier. This site provides general information and connects you with licensed agents where permitted.
Independent guidance for drivers
Clear options — explained in plain language.
Truckers Life Shield™ is an independent life insurance agency experience. We help truck drivers compare coverage types and underwriting paths from reputable carriers — and we explain the tradeoffs in straightforward terms.
No pressure. You choose the pace — we provide guidance.
Driver-friendly. Designed for OTR schedules and quick callbacks.
Licensed support. We connect you with licensed agents where permitted.
Coverage availability varies by state and carrier. This site provides general information and connects you with licensed agents where permitted.
How it works
Simple steps — built for life on the road
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1
Tell us your starting point
Goals, budget range, state, and what you want to protect (family, income, final costs).
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2
Review coverage options
Term, final expense, or IUL — plus no-exam paths when available.
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3
Compare tradeoffs in plain language
We explain what changes price and approval (health class, coverage length, riders, etc.).
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4
Apply when you’re ready
We help with the next steps and timing that fits your schedule.
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5
Confirm details after approval
We review the issued policy so there are no surprises.
What We Provide
Protection you can count on
Coverage guidance designed for the realities of life on the road — long hauls, changing routes, and time away from home.
Protect your family, wherever the road takes you
OTR life is unpredictable. With the right coverage, your loved ones stay protected — no matter where the miles lead.
Coverage that travels with you
Owner-operators and company drivers can explore policies that stay with you — not your employer or your route.
Clear options from top-rated carriers
Get help comparing coverage types and underwriting paths, including no-exam options when available.
Plan Options
Coverage built for every driver
Whether you’re an owner-operator, company driver, or independent contractor, explore options that fit your route — and your budget.
Affordable coverage for the years ahead
Straightforward protection for 10–30 years — often used for income replacement and family security.
Learn moreHelp cover funeral and final costs
Simplified options that can help loved ones handle funeral expenses and other immediate needs.
Learn moreFlexible protection with potential cash value
Permanent coverage with the potential for cash value growth tied to market indexes (caps/floors apply).
Learn moreCoverage options that make sense — even after years on the road.
Built for owner-operators and company drivers alike.